Finance Media Queries for 05/09/25
At Finance PR we provide you with daily media opportunities from journalists looking for finance experts.
This afternoon queries come from CBS News, GoBanking Rates and more!
Please send your replies direct to the journalist at the contact email provided in each request.
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1) SUMMARY: Looking for mortgage/home equity loan experts to weigh in on why home equity loan and HELOC interest rates are different
NAME: Sharon Wu
CONTACT: sharewritesllc@gmail.com
MUCK RACK URL: https://muckrack.com/sharon-wu
MEDIA OUTLET: CBS News
MEDIA WEBSITE: https://www.cbsnews.com/moneywatch/
DEADLINE DATE: 2025-05-12
DEADLINE TIME: 09:00 pm
TIME ZONE: Pacific Standard Time
QUERY: I'm working with CBS News to write an informative article about why home equity loan and HELOC interest rates are different.
I need US-based industry experts (e.g., mortgage and home equity loan officers, banking/credit union executives, mortgage brokers, secondary market analysts, etc.) to share unique insights.
To be considered, please answer the following questions (all or the ones you can answer):
NOTE: Answers should focus on WHY home equity loans and HELOC interest rates are different, not how they are or how much different they are from one another.
1. What are the top 3-5 reasons why home equity loan and HELOC interest rates are different? Here, it would be helpful to bullet out the reasons, followed by a detailed explanation of each. Please be specific about the underlying factors.
2. How do lenders' risk assessments differ between home equity loans and HELOCs, and why does this impact their respective interest rates?
3. Beyond the fixed vs. variable structure, what specific market or banking factors cause these products to be priced differently? (if not already covered in question #1)
4. How has the recent economic climate (e.g., inflation, Fed policy) specifically influenced the pricing difference between these two home equity products?
5. What advantages do home equity loans and HELOCs offer borrowers compared to credit cards, personal loans, and other alternatives in the current rate environment? This can be a bulleted list of advantages, followed by a brief explanation of each.
6. From a lender's perspective, what drives the decision to offer different rates for these two products that are both secured by the same asset?
7. How do secondary market considerations affect why banks price these two home equity products differently?
Finally, please provide:
1) your role/title, a link to your LinkedIn profile, company website, and company descriptor
2) a good email to follow up if needed (MUST be the source's email)
IMPORTANT: We can't accept/use AI-written responses, or responses you've already submitted elsewhere (we WILL check). Also, I'm not looking for surface-level information easily found online. These questions are meant more as a guide to get more nuanced, in-depth expertise from you :) Please share relevant common hypothetical scenarios or client experiences to back up answers.
Thanks!
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2) SUMMARY: Looking for financial experts to weigh in on the pros and cons of annuities
NAME: Sharon Wu
CONTACT: sharewritesllc@gmail.com
MUCK RACK URL: https://muckrack.com/sharon-wu
MEDIA OUTLET: CBS News
MEDIA WEBSITE: https://www.cbsnews.com/moneywatch/
DEADLINE DATE: 2025-05-12
DEADLINE TIME: 09:00 pm
TIME ZONE: Pacific Standard Time
QUERY: I'm working with CBS News to write an informative article about the pros and cons of annuities.
I need US-based industry experts (e.g., certified financial planners, insurance specialists focusing on annuity products, fiduciary financial advisors, fee-only financial advisors, chartered financial consultants, retirement income certified professionals, etc.) to share unique insights.
To be considered, please answer the following questions (all or the ones you can answer):
1. In simple terms, how would you define an annuity for someone unfamiliar with these financial products?
2. Why might Americans be considering annuities now, given the current economic climate and retirement concerns?
3. What are the top 3-5 pros of annuities that people should know now? (A bulleted list of pros with a detailed explanation of each would be helpful)
4. What are the top 3-5 cons of annuities that people should know now? (A bulleted list of cons with a detailed explanation of each would be helpful)
5. What red flags or considerations should people be wary of when presented with an annuity product?
6. If you could give one piece of advice to someone contemplating an annuity purchase, what would it be?
7. Could you share a specific client scenario where an annuity was clearly the right financial solution, and another where you advised against it? What were the key factors that influenced your recommendation in each case?
Finally, please provide:
1) your role/title, a link to your LinkedIn profile, company website, and company descriptor
2) a good email to follow up if needed (MUST be the source's email)
IMPORTANT: We can't accept/use AI-written responses, or responses you've already submitted elsewhere (we WILL check). Also, I'm not looking for surface-level information easily found online. These questions are meant more as a guide to get more nuanced, in-depth expertise from you :) Please share relevant common hypothetical scenarios or client experiences to back up answers.
Thanks!
_____
3) SUMMARY: Steps To Take Now If the Stock Market Is Ruining Your 2025 Retirement Plans
NAME: Cindy Lamothe
CONTACT: clamothe.garcia@gmail.com
MUCK RACK URL: https://muckrack.com/cindy-lamothe-1
MEDIA OUTLET: GOBankingRates
MEDIA WEBSITE: https://www.gobankingrates.com
DEADLINE DATE: 2025-05-10
DEADLINE TIME: 12:00 pm
TIME ZONE: Eastern Standard Time
QUERY: SEEKING QUALIFIED CFPs AND FINANCE EXPERTS ONLY to offer advice to people who were planning to retire this year but now are unsure whether they can due to the stock market volatility. This should be specifically focused on people wanting to retire this year not in the future.
PLEASE INCLUDE DETAILED/LENGTHY QUOTES WITH YOUR PITCH.
ONLY ACCEPTING US-BASED EXPERTS AND HUMAN-SOURCED QUOTES.
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4) SUMMARY: Looking for finance experts to talk about couples and money
NAME: Jennifer Parris
CONTACT: jennifer@celebrityparentsmag.com
MUCK RACK URL: https://muckrack.com/jennifer-parris
MEDIA OUTLET: Celebrity Parents Magazine
MEDIA WEBSITE: https://www.celebrityparentsmag.com
DEADLINE DATE: 2025-05-09
DEADLINE TIME: 7:00 am
TIME ZONE: Eastern Standard Time
QUERY: We're working on a story about how couples can build healthy money relationships and are looking for finance experts to answer these q's:
1- What is considered a good financial relationship?
2- What can you do if you and your partner have differing views on money and savings?
3- What should be some financial goals for couples and individuals?
4- How do you build healthy financial habits? How long would it take in theory to see a difference and to also to make it become a habit?
5- What can happen when couples aren't in sync?
Please include your title, link to website, and socials and reply with the subject line Couple Finances.
Thanks!
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Imagine your message cutting through the noise. Stop battling 35,000+ other Finance PR subscribers and secure GUARANTEED MEDIA MENTIONS. Discover how: Calendly.com