Finance Media Queries for 05/15/25

May 15, 2025

∙ Paid

This afternoon media opportunities come from Benzinga, US News and more!

Please send your replies direct to the journalist at the contact email provided in each request.

Imagine your message cutting through the noise. Secure GUARANTEED MEDIA MENTIONS. Discover how: Calendly.com

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1) SUMMARY: Looking for a legal or banking expert to explain what today's NY State lawsuit against Capital One means for Capital One customers, both in NY and outside of NY.

NAME: Greg Garrison

CONTACT EMAIL: ggarrison@usnews.com

MUCK RACK URL: https://www.muckrack.com/greg-garrison

MEDIA OUTLET: U.S. News & World Report

MEDIA WEBSITE: https://www.usnews.com/

DEADLINE DATE: 2025-05-15

DEADLINE TIME: 03:00 pm

TIME ZONE: Pacific Standard Time

QUERY: I'm looking for legal or banking experts to explain today's lawsuit by NY State AG Letitia James against Capital One accusing it for misleading customers about interest rates on their accounts.

Here's a link to the press release: https://ag.ny.gov/press-release/2025/attorney-general-james-sues-capital-one-bait-and-switch-tactics-cost-customers

Looking for an expert to explain what it means for Capital One customers, both in NY and outside of NY. Does it apply only to New York customers? What are the next steps? Might this happen with other pending Capital One lawsuits? Etc.

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2) Summary: Looking for help on Trump Prescription Cost Cuts from a stock market angle.

NAME: Brian O’Connell

CONTACT EMAIL: brian.oconnell@thestreet.com

MUCK RACK URL: https://muckrack.com/brian-oconnell

MEDIA OUTLET: Benzinga

MEDIA WEBSITE: https://www.benzinga.com

DEADLINE DATE: 2025-05-15

DEADLINE TIME: 06:00 pm

TIME ZONE: Eastern Standard Time

QUERY: Hola, Folks...

We're writing a story on the new White House E/O curbing prescription drug prices by up to 80%.

There's surely a lot of debate already and Congress is already complaining, but we're trying to give investors a realistic outlook on the issue.

We need these queries answered for the story.

1. What exactly is in the Trump executive order that lowers prescription drug prices? When will it take effect?

2. Can a Presidential E/O actually cut a private industry's price points? What's the legal/public policy impact here?

3. Can Congress or the courts step in and cancel the E/O? If so, how so - and what's the likelihood of that happening?

4. What drug stocks would be most impacted by the E/O and why? Any one or two industry stocks stand out to you?

5. Any advice for investors who own biotech stocks right impacted by the EO? What's their best move and why?

Thank you.

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3) SUMMARY: Need experts: How to purchase a foreclosed home with a USDA loan

NAME: Erik Martin

EMAIL: martinspiration@gmail.com

MUCK RACK URL: https://muckrack.com/erik-martin-3

MEDIA OUTLET: USDAloans.com

MEDIA WEBSITE: https://www.usdaloans.com

DEADLINE DATE: 2025-05-16

DEADLINE TIME: 01:00 am

TIME ZONE: Eastern Standard Time

QUERY: Hello. I’m writing an article for USDAloans.com and am seeking to interview mortgage lending experts, personal finance professionals, business faculty, real estate agents and experts, and other professionals for the following topic: How to purchase a foreclosed home with a USDA loan.

This article will explain if and how it’s possible to buy a foreclosed home using USDA loan financing, and the requirements involved. I can only accept written responses (which I can use as quotes) for this article.

Please contact me if you would like to participate. Thanks!

QUESTIONS:

1. Please define and explain what a foreclosure property is, and the different types of foreclosures, including each of the following:
a. Pre-foreclosure
b. Short sales
c. Sheriff’s sale auctions
d. Bank-owned properties
e. Any others?

2. Are you allowed to purchase a foreclosed home using USDA loan financing? What are the requirements here (please touch on HUD property guidelines that must be met, with details)?

3. What is the process of purchasing a foreclosure with a USDA loan? Provide the steps in order and detail.

4. Please explain how USDA-eligible farm properties in foreclosure or rural land in foreclosure can be eligible, with details.

5. What are the pros and cons/risks of purchasing a foreclosure with a USDA loan? (ideally, provide a chart or table comparing pros vs cons)

6. What are some other things to consider carefully before purchasing a foreclosure with USDA financing? Any further tips here?

7. Can you use a USDA loan to purchase a HUD home? Can you get a USDA loan on a HUD foreclosure, as well?

8. What happens if the appraiser finds problems with your foreclosed home that you want to buy?

9. What if the foreclosed home needs repairs? Can you do repairs after closing on the foreclosed home?

10. How can someone compete with investors to purchase a foreclosed home using USDA loan financing?

11. What is your full name, title, company, city/state location, and email address?

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4) SUMMARY: Need experts: Understanding personal loans and how they work

NAME: Erik Martin

EMAIL: martinspiration@gmail.com

MUCK RACK URL: https://muckrack.com/erik-martin-3

MEDIA OUTLET: Rocket Mortgage

MEDIA WEBSITE: https://www.rocketmortgage.com/learn

DEADLINE DATE: 2025-05-15

DEADLINE TIME: 01:00 pm

TIME ZONE: Eastern Standard Time

QUERY: Hello. I’m a freelance writer with Rocket Mortgage I’m seeking to interview business/finance faculty, personal finance experts, real estate attorneys, and other professionals for the following story (no lending experts please): Understanding personal loans.

This article will explain what personal loans are, how they work, how to qualify, the process involved, loan terms and conditions, and more.

I can only accept full-sentence written responses (which I can use as quotes) for this article, but please contact me first if you are interested in participating, before writing any responses to the questions below.

Thanks for participating!

QUESTIONS:

1. Please define and explain what a personal loan is and how it works.

2. What are the eligibility criteria for personal loans, including:
a. credit history
b. income requirements
c. What is the effect of prequalification inquiries?
d. Any other requirements?

3. What is the application process for personal loans? a. What is the required documentation and personal information needed? b. What proof of income is needed? c. What are the steps involved in order? d. What are the differences between phone, online, and in-person applications?

4. What are the important personal loan terms and conditions to understand?
a. What are typical personal loan terms and conditions?
b. What are typical personal loan interest rates?
c. What is a typical personal loan origination fee, and any other fees (how much)?

5. What are the common uses and restrictions for personal loans?
a. Can you use a personal loan for anything? What are the restrictions?
b. What do most people use personal loans for?
c. What are the rules in general for personal loans?

6. How does a personal loan impact your credit score?
a. Do personal loans fall off a credit report? When/why?
b. How much does a personal loan impact your credit score?

7. How long after a personal loan is funded do you receive the money?
a. How long will it take for the personal loan to be disbursed?
b. How long will it take for a personal loan to be deposited?

8. Anything else to add?

9. What is your full name, title, company, city/state location (YOU MUST BE U.S.-BASED), email address, website bio address, and LinkedIn URL?

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5) SUMMARY: Need experts: How to get USDA loan approval with bad credit

NAME: Erik Martin

EMAIL: martinspiration@gmail.com

MUCK RACK URL: https://muckrack.com/erik-martin-3

MEDIA OUTLET: USDAloans.com

MEDIA WEBSITE: https://www.usdaloans.com

DEADLINE DATE: 2025-05-15

DEADLINE TIME: 04:42 pm

TIME ZONE: Eastern Standard Time

This article will if and how it’s possible to get approved for a USDA loan when you have bad credit, and things you can do to improve your credit. I can only accept written responses (which I can use as quotes) for this article.

Please contact me if you would like to participate. Thanks!

QUESTIONS:

1. What does the USDA/lender carefully review when it comes to an applicant’s “credit” (e.g., credit score, credit reports, etc.)?

2. What is the USDA’s GUS (Guarantee Underwriting System); how does it work, and how does it allow lenders to automate the credit risk evaluation process?

3. What are the credit requirements when it comes to a USDA loan (e.g., Minimum credit score needed, employment status, strong payment history, etc.)

4. What is considered “bad/poor credit” when it comes to a USDA loan?

5. Can you still the approved for a USDA loan if your credit score is below 640? Please explain with details

6. Please suggest detailed ways to improve your credit prior to applying for a USDA loan.

7. What are some things to avoid before applying to improve your odds of getting approved, with details?

8. Anything else to add?

9. What is your full name, title, company, city/state location, and email address?

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6) SUMMARY: Need experts: Understanding USDA underwriting guidelines

NAME: Erik Martin

EMAIL: martinspiration@gmail.com

MUCK RACK URL: https://muckrack.com/erik-martin-3

MEDIA OUTLET: USDAloans.com

MEDIA WEBSITE: https://www.usdaloans.com

DEADLINE DATE: 2025-05-16

DEADLINE TIME: 01:00 am

TIME ZONE: Eastern Standard Time

This article will explain the USDA Guarantee Underwriting System, how it works, GUS requirements, GUS recommendations, GUS resubmission policy, and more.

I can only accept written responses (which I can use as quotes) for this article.

Please contact me if you would like to participate. Thanks!

QUESTIONS:

1. Please explain what USDA loan underwriting means and how it works in general.

2. Please explain the USDA Guarantee Underwriting System: how it works, and what its specific requirements are, especially related to household income, DTI ratios, credit score and history, loan amount, property location, citizenship status, cash reserves and liquid assets, etc.

3. Please explain why and how, to automatically approve a USDA application for underwriting, GUS needs to see that:

a. Household income does not exceed 115% of the area’s median income
b. Monthly housing expenses do not exceed 34% of the applicant’s income
c. total debts don’t exceed 41% of the applicant’s income
d. the property being purchased is in an eligible rural area e. the applicant has a credit score of at least 640

4. Please explain different types of GUS risk recommendations, including each of the following:

a. Accept
b. Refer
c. Refer with caution
d. Ineligible
e. Any others?

5. Please explain the three types of USDA underwriting recommendations, including:
a. Eligible
b. Ineligible
c. unable to determine

6. Please explain the GUS resubmission policy and why, when, and how to resubmit your application for manual underwriting, especially if your income/assets have increased or decreased, etc.

7. Overall, how long does USDA underwriting take in days, and how does this compare to underwriting for other types of mortgages?

8. What is your full name, title, company, city/state location, and email address?

Finance Media Queries for 05/15/25

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